Types of Home Loans

If you thought Home Loans were just available as a standard offering, you’re clearly mistaken. HamaraBank offers different types of Home Loans from banks. It would be wise to take a look at the options available to you rather than searching for information without any previous knowledge.

Home Purchase Loan

This type of loan is a simple home loan that allows you to purchase a new residential property.

Home Improvement Loan

If you ever wanted to renovate your home with a new aesthetic look or just wanted to structurally enhance and strengthen it, this type of home loan is what you’re looking for. It is basically concerned with the costs to renovate or repair your existing home.

Home Construction Loan

This type of loan is taken when the borrower wants to construct a new home on a  given plot of land.

Home Loan Advantage

This type of home loan is linked to a current account thereby reducing your interest outflow depending on your idle balance in your bank accounts

 

Compare home loans of the Banks

  Product Loan AMT Rate of Intrest P.F Salaried PF Self Employed
 
HSBC Home Loan 1 Cr + 10.20 – 10.50 % 10000 + ST 0.25% + ST
HSBC Loan Against Property (Balance Transfer) > 25 Lakh 11.75% 0.25% + ST
  25 – 50 Lakh 11.40% 0.25% + ST
  50 – 1.5 Cr 11.25% 0.25% + ST
 
SCB Home Loan (Balance Tranfer) 1 Cr + 10.25% 10000 + ST 0.25% + ST
  Loan Against Property 12.00-12.50%
 
CITI Home Loan 1 Cr + 10.25% 10000 + ST 0.25% + ST
  Loan Against Property 12.00- 12.50 % 1% + ST
 
Axis Home Loan 10.50% 10000 + ST 0.25% + ST
  Loan Against Property 12.50 – 13.00 % 1% + ST
 
Deutsche Home Loan 1 Cr + 10.15 – 10.25% 0.1% + ST 0.2% + ST
  Loan Against Property 1 Cr + 11.50 – 12.50 % 1% + ST 1% + ST
 
Reliance Home Loan 11.25% 1% + ST
  Loan Against Property 13.00 – 13.50% 1% + ST
 
IndiaBulls Home Loan >25 Lakh 10.15% 5000 + ST 1 – 1.15%
  < 25 – 75 Lakh 10.75% 5000 + ST 1 – 1.15%
  < 75 Lakh 11% 15000 + ST 1 – 1.15%
 
IndiaBulls LoanAgainst Property 13% – 13.5 1 – 1.15%
 
 
 
PNB (Fixed) 10 Yrs (SAL) Home Loan >50 Lakh 10.75% 0.5% + ST 0.5% + ST
PNB (Fixed) 10 Yrs (SAL) Home Loan <50 Lakh 11.00% 0.5% + ST 0.5% + ST
PNB (Fixed) 10 Yrs (SE) Home Loan 11.00-11.25% 1% + ST
PNB (Fixed) 10 Yrs (SE) Loan Against Property 13.25% 1% + ST
PNB (Fixed) 10 Yrs Commercial Purchase 12.75% 1% + ST
 
 
PNB (Fixed) Loan Against Property 12.50 – 13.00 % 1% + ST
 
 
 
Edelweiss Home Loan 10.50% 0.5% + ST 0.5% + ST
  Loan Against Property 12.50 – 13.00 % 1% + ST
 
Religare Loan Against Property 13.50% 1% + ST
 
DCB LAP/OD 12.50 – 13.00 % 1% + ST
 
ICICI Home Loan 10.25% – 10.50%  0.5% + ST 0.5% + ST
  Loan Against Property 12.50% 1% + ST
 
DHFL Home Loan 10.75% 1% + ST 1.5 % +ST
  Loan Against Property 13.50% 1.5 % +ST
 
Kotak Loan Against Property 12.50 – 13.00 % 1% + ST
 
HDFC Home Loan 10.40% 10000 + ST 1% + ST
  Loan Against Property 12.50 – 13.00 % 1% + ST

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