Compare Home Loan Interest Rates 

Home loan offerings differ from different bank providers. Personal loan interest rates vary depending on a number of factors such as:

Employment Type: Personal loan interest rates differ for salaried and non-salaried personnel, considering non salaried personnel can pose risky investment possibilities

Company Type: Companies are organised into Category A, B and C based on parameters like revenue, adherence to standards and so on

Salary: Your salary dictates how much your interest rate could be. Lower salaries usually warrant higher interest rates to mitigate the banks lending risk

HamaraBank.com is the online portal of HamaraBank Sales & Distribution, India’s largest loan distributor, and works with over 35 preferred banks like Axis Bank, Bajaj Finserve, Cholamandalam, Citibank, DCB, Deutsche Bank, DHFL, ECL Finance, EDELWEISS, First Blue, Fullerton, Capital First, HDB Financial Services, HDFC BANK LTD, HDFC LTD, HSBC, ICICI Bank Ltd, IndiaBulls Financial Services Pvt Ltd, Indiainfoline, Indusind Bank, ING Vysa Bank Ltd, Investment financial Services Pvt Ltd, Karvy  Financial Services Pvt Ltd, Kotak Mahindra Bank Ltd, Magma Finance, Money line, Punjab and National Bank, Reliance, Religare, Standard Chartered Bank, Shriram City, Tata Capital, Electronica Finance Limited, Money Matters Finance Ltd to name a few.

HamaraBank.com offers the best deals on unsecured loans, home loans, general purpose loans, business loans, working capital loans and much more. HamaraBank Sales and distribution has been providing customers with financial solutions for over 20 years!

Compare Home Loan Interest Rates 

Bank Name Floating Interest rate Per lac EMI Processing Fee Prepayment Charges
SBI – State Bank Of India For Women – 10.10%, For Women: Rs.972 Up to 25 lakhs: 0.25% of loan amount minimum Rs.1000/- Nil
For Others -10.15% For Others: Rs. 975 Rs. 25-75 lakhs: Rs.3,250/-
Rs. 75 Lakhs & above: 5,000/-
ICICI Bank For Women – 10.10% For Women: Rs.972 0.50% of loan amount upto Rs. 1 crore N.A
For Others -10.15% For Others: Rs. 975
HDFC Ltd 10.15% Rs.975 0.5% or maximum 10,000 + Service Tax (12.36%) No prepayment charges shall be payable for partial or full prepayments irrespective of the source
HSBC Bank For Salaried: 10.15% – 10.35% Salaried: Rs.974 – Rs.988 1% of the loan amount applied for, subject to a minimum of Rs 10000 plus service tax. This fee is payable on application and is not refundable Nil
For Self Employed: 10.25% – 10.45% Self Employed: Rs.981 – Rs.995
AXIS Bank 10.25% Rs.982 Upto 1% of the loan amount subject to minimum of Rs.10,000/- Nil
IDBI 10.25% Rs.982 0.50% of loan amount + applicable tax subject to maximum of Rs. 50,000/- + applicable tax If Balance Transfer then 2% Otherwise Nil
PNB Housing Finance 10.50% – 11.25% Rs.998 – Rs.1049 0.50% NIL
ING Vysya 10.75% – 11.25% Rs.1015 -Rs.1049 0.5% of the loan amount NIL
Standard Chartered 10.26% Rs.982 Rs.5500/- + Service tax NIL
Citibank Scheme I: 10.25%*(No Home Credit facility) Scheme I: Rs.982 (No Home Credit facility) For Salaried: 0.25% NIL
Scheme II: 10.50%*(Home Credit facility available) Scheme II: Rs.998 (Home Credit facility available) For Self Employed: 0.5%
Deutsche Bank 10.50% Rs.998 12000 + Service Tax Nil
DHFL For salaried: 10.50% For salaried: Rs. 998 For salaried: 1% NIL
For Self Employed: 10.75% For Self Employed: Rs. 1015 For Self Employed: 1.5%
India Bulls Upto Rs. 25 Lakhs: 10.15% Upto Rs. 25 Lakhs: Rs. 975 Upto Rs. 30 Lakhs: Rs. 7500 + 12.36% NIL
Above Rs. 25 Lakhs: 11% Above Rs. 25 Lakhs: Rs. 1032 Above Rs. 30 Lakh: 0.5% of Loan Amount
Kotak Bank 10.25% Rs.982 0.25% – 0.5% 2% on Balance transfer else NIL
Punjab National Bank 10.25% Rs.982
First Blue Home Finance For Salaried/Self-Employed: 10.25% For Salaried: Rs. 982 Salaried (Up to 30 lakhs): Rs. 7300 Nil
For Salaried/Self Employed (Upto Rs 25 Lakhs): 10.75% For Self Employed: Rs. 1015 Rs. 30 – 75 lakhs: Rs. 11800
For Salaried/Self Employed (Above Rs 25 Lakhs): 11.25% Above Rs. 75 lakhs: Rs. 15,000 + Service Tax (12.36%)
Development Credit Bank 11.50% Rs.1066 1% of Loan Amount Nil
Tata capital Housing Finance ltd For Salaried: 10.25% – 10.9% For Salaried: Rs. 982 – 1025 0.5 to 1% Of Loan Amount N.A
For Self Employed: 10.75% – 11.50% For Self Employed: Rs. 1015 – 1066

 


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